Welcome to StartCCU

Membership

Join a Cooperative That Puts Entrepreneurs First

StartCCU welcomes individuals, startups, youth- and women-led businesses, social enterprises, and farming groups who want to grow with a trusted financial partner. As a member, you don’t just access financial services—you gain ownership in a cooperative built to support your success.

Who Can Join?

StartCCU membership is open to:

  • Startups and small businesses

  • Women- and youth-led enterprises

  • Farming groups, cooperatives, and producer associations

  • Social enterprises and informal sector traders

  • Individuals seeking financial growth and empowerment

Why Become a Member?

Membership gives you more than access to savings and loans. You gain the tools, knowledge, and network to grow your business sustainably.

Key benefits include:

  • Affordable and flexible loan products

  • Tailored savings plans for individuals, groups, and SMEs

  • Business development and advisory support through Agrico Hub

  • Ownership in a cooperative that reinvests in its members

  • Networking, exposure, and partnership opportunities

  • Access to financial literacy and record-keeping support

  • Credit readiness guidance to prepare you for bigger opportunities

Membership Requirements

To qualify for membership, you must:

  • Be 18 years or older

  • Provide a valid Ghana Card or ID

  • Pay a minimum share contribution of GHS 100

  • Complete the StartCCU Membership Form

  • Commit to regular savings (weekly or monthly)

  • Agree to the cooperative’s constitution and policies

How to Join

Becoming a member is simple and convenient:

1️⃣ Fill Out the Online Membership Form
Provide basic personal or business details.

2️⃣ Pay Your Minimum Share Fee (GHS 100)
This grants you ownership in the cooperative.

3️⃣ Open a StartCCU Account
Choose a savings plan and begin contributing regularly.

4️⃣ Start Saving and Build Your Records
Your savings history supports future loan eligibility.

5️⃣ Apply for a Loan When Needed
Access funds for business startup, expansion, farming, or working capital.

6️⃣ Access Business Support Services
Get advisory, training, and financial literacy support.

Membership Benefits at a Glance

  • ✔ Financial Growth Opportunities

  • ✔ Easy Access to Loans

  • ✔ Business Advisory Support

  • ✔ Cooperative Ownership

  • ✔ Training & Capacity Building

  • ✔ Community Networking

  • ✔ Record-Keeping & Credit Readiness Support

Ready to Grow With Us?

Choose your next step:
Become a Member Apply for a Loan

Need Help?

Our team is ready to guide you through the membership process.
Contact us via:
📞 Phone | 💬 WhatsApp | ✉ Email | 📍 Visit our office